What do the choices in Bitcoin Core’s pockets creation imply?
Disable Personal Keys
the pockets is about in watch-only mode, solely public keys will be imported into pockets.
You need to use it, for instance, to trace transactions or generate PSBT transactions to be signed elsewhere.
(if this feature is enabled you do not want Encrypt Pockets, as a result of solely personal keys are encrypted)
Make Clean Pockets
the pockets begins out with nothing in it, however personal keys will be added later to the pockets through import or sethdseed.
(that is wanted should you set Disable Personal Keys)
A descriptor pockets is one which shops output descriptors and makes use of them to create addresses and signal transactions.
Wallets that use descriptors internally should not have any noticeable impact to the consumer, they need to solely be dealt with when customers wish to import their pockets.
(for additional information you possibly can see right here: What are output descriptors?)
You too can discover different helpful information right here:
What’s Coming To The Bitcoin Core Pockets in 0.21 by Andrew Chow